+91 - 82775 16686



PB Road, Haveri, Karnataka-581110

Open Hours

10 : 00 A.M - 06 : 00 P.M

Chit Groups

Privacy Policy

This privacy policy sets out how Chetana Chits uses and protects any information that you give when you use this website.

Chetana Chits is committed to ensuring that your privacy is protected. Should we ask you to provide certain information by which you can be identified when using this website, and then you can be assured that it will only be used in accordance with this privacy statement.

Chetana Chits may change this policy from time to time by updating this page. You should check this page from time to time to ensure that you are happy with any changes. Changes will go into effect within a day after we post the new policy.

1. Information Collected

Chetana Chits may collect and processes user information including but not limited to name, contact information, date of birth, aadhaar card number, monthly income, family dependants, your picture and other details, other information that we may request from time to time and any information as per our registration process, identification and verification of your mobile number, your savings and borrowings in the chit groups you participate, overall financial and non-financial transactional history in a chit groups

2. How we use your Information

We use your personal information primarily for our everyday business purposes including

  1. Verify your identity.
  2. Process your Transactions.
  3. Internal record keeping.
  4. We may use the information to improve our products and services.
  5. We may periodically send promotional emails about new products, special offers or other information which we think you may find interesting using the email address which you have provided.
  6. From time to time, we may also use your information to contact you for market research purposes. We may contact you by email, phone, fax or mail. We may use the information to customise the website according to your interests.
  7. Disclose Users information to its agents under a strict code of confidentiality.
  8. Disclose User Information to such third parties to whom it transfers its rights and duties under the customer agreement entered with the Users. In such an event, the said third parties use of the information will be subject to such confidentiality obligations as contained in this Policy.
  9. Disclose Users information to any member of its related or group companies including its subsidiaries, its ultimate holding company and its subsidiaries.
  10. Respond to court orders and legal investigations (if applicable)
  11. Report to credit bureaus (if applicable)
  12. As otherwise permitted or required by law

By accepting the terms of this policy, you specifically agree that Chetana Chits and its affiliates, may access, use, and store your personal information for identification verification purposes and provision of products and services. Without limiting the foregoing, we may, directly or through third parties: (i) make any inquiries we consider necessary to verify your identity, and (ii) request and obtain any consumer report, credit report or similar information relating to you and to take action we reasonably deem necessary based on the results of such inquiries and reports, and you hereby authorize any and all third parties to which such inquiries or requests may be directed to fully respond to such inquiries or requests.(iii) contact You via any mechanisms, not limited to email, sms, or phone calls, to solicit feedback of Your experience and to provide any additional services that You would be eligible for, either as a customer or as a visitor. We are not liable for any damages occurring to You as part of feedback solicitation and additional service provision. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. You may also contact us at any time to review and request changes to any of your personally identifiable information. Disclosures not subject to an opt-out choice include: disclosures necessary to effect, administer or enforce a Transaction you request; disclosures permitted or required by law; or disclosures to prevent fraud or other illegal activities. All information you provide is stored on its secure servers. User information will be stored for as long as necessary to comply with its legal obligations or for any other business purposes.


To help protect your personal information from unauthorized access and use, we endeavour to use best effort security measures. These measures can include physical, electronic, and procedural safeguards such as computer safeguards, encrypted communication, and secured files and buildings. We also endeavour to limit personal information access to only employees, agents, and representatives that need to know. Any loss, financial or otherwise, resulting from your negligence will not be the liability of Chetana Chits and you agree to not hold us liable for any loss arising out of such negligence and / or breach.


  1. Cookies. We use cookies to compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future. Cookies are small files that a site or its service provider transfers to your computer's hard drive through your Web browser (if you allow) that enables the sites or service provider systems to recognize your browser and capture and remember certain information.

5. Disclaimer

Chetana Chits makes no warranty or representation of any content provided through its website or App including but not limited to photographs, information, illustrations, blogs, testimonials and has no liability in respect thereof. You agree that any action on your part is at your own risk and responsibility. You are solely responsible for all your communications and interactions with other users.

You are solely responsible for compliance with any and all laws, rules, regulations, and tax obligations that may apply to your use of the Service and Content. You acknowledge and agree that, to the maximum extent permitted by law, the entire risk arising out of your access to and use of the service, content, or chit groups remains with you. Neither Chetana Chits nor any other party involved in creating, producing or delivering the service or content will be liable for any incidental, special, exemplary or consequential damages, including lost profits, loss of data or loss of goodwill, service interruption, computer damage or system failure or the cost of substitute products or service, or for any damages for personal or bodily injury or emotional distress arising out of or in connection with the use of or inability to use the service or collective content, from participation in any chit groups, whether based on warranty, contract, product liability or any other legal theory, and whether or not Chetana Chits has been informed of the possibility of such damage, even if a limited remedy set forth herein is found to have failed of its essential purpose.

You acknowledge and agree to indemnify and hold Chetana Chits harmless in connection with, any claim and any damages or expenses arising from your use of the service. We do not warrant that our Services will be always available without any disruptions. We have no liability for any interruptions, delays, defects, or unavailability of our services

6. Contact Us

You may contact us for any questions or comments via email or via post, details of which are provided below.

Email: contact@chetanachits.com

Address:   Shri Ganga Sadan, 1st Floor, PB Road,Haveri, Karnataka 581110