Mr. Nagendra V. Mali,

Mr. Nagendra V Mali holds degree in Science and Diploma in Journalism from Karnataka University. He is flair for serving the poor and promoting rural development caused him to become involved in these areas of work soon after his graduation, and he was ultimately inspired to form his own organization, Navachetana Foundation (NCF), in 1999. In 2005 recognized the need to incorporate microfinance in his organization's poverty alleviation work, a decision that led to the creation of Navachetana Microfin Services Private Limited (NMSPL), a Non-Banking Finance Company. Mr. Mali currently serves as the Managing Director of NMSPL and the President of NCF. 

Mrs.Chandrakala N Mali,

Mrs. Chandrakala N Mali holds Degree in Arts from Karnataka University, Dharwad. She serves as Vice President of Navachetana Foundation (NCF). Since 1999. She has been associated with NCF & Karnataka Public School. To enhance and to provide quality Child Education, she involved as voluntary work in the School Programs.  

Mr. Chandrashekar S Manegar,

Mr.Chandrappa S Manegar holds Degree in Commerce from Karnataka University,Dharwad. Since 2006 Mr.Chandrashekar has been associated with Navachetana Foundation (NCF) and Navachetana Vividdodesha Souharda Sahakari Niyamit (NVVSN). He has 11 years of experience in Field Operations in NBFC-MFI industry. He now serves as CEO of Navachetana Vividdodesha Souharda Sahakari Niyamita.